Affordable Care Act (ACA), Essay Example

Should the Affordable Care Act (ACA) be upheld, reformed or repealed?

Abstract

The Affordable Health Care Act has been a controversial issue in American politics from since it was first introduced as one of President Obama’s strategies of improving health care in America. It has met immense criticisms to the extent of factions in the society referring to it as ‘Obamascare.’ The following pages of the paper will advance some personal views on whether the Affordable Health Care Act should be upheld, reformed or repealed.

Introduction

Affordable Health Care Act Provisions

In introducing this discussion on whether the Affordable Health Care Act should be upheld, reformed or repealed the answer relating to what is affordable aboutthe act must become visible. As such, it is imperative that provisions under this piece of legislationbe thoroughly scrutinized.

There are 15 -17 provisions proposed in the Affordable Health Care Act in an effort to offer American citizens and legal residents health care accessibility. They include prohibiting health insurance companies fromrefusing to insure persons due to their medical history. For example, some companies were not insuring people diagnosed with HIV or certain types of kidney dysfunctions, which may require transplant or dialysis(Affordable Health Care for America Act, 2012).

Further, the act proposed establishing minimum requirements for enrollment with a penalty of removing enrolment privileges if companies violate this policy. Also, the act was making it compulsory that employers provide their employees with health insurance coverage or pay 8% surtax. Besides, it embraced expanding Medicaid eligibility to include more low income people in America (Affordable Health Care for America Act, 2012).

Importantly, it was forcing Americans to buy health insurance or be fined if they refuse or were not capable of paying for premiums.Also,it was intended to impose a $2,500 limit on contributions to flexible spending accounts (FSAs) that would have enabled the ‘Obamascare’health care reform become legislated (Affordable Health Care for America Act, 2012).

Thesis Statement

Therefore, based on these foregoing proposed legislative conditions informing the Affordable Health Care Act the thesis of this discussion is that ‘the affordable health care act should be reformed in order to be considered affordable for American citizens and permanent residents.’

Benefits of Affordable Health Care Act being reformed

Real benefits of reforming the Affordable Health Care Act of America is to make it affordable to everyone in the society providing impartial quality health care; allowing it to be more accessible to everyone irrespective of the type of insurance the person holds. The act does not propose that once every American is insured there will be a universal quality health care system established.

This act merely exposes lose morals of American health care policy makers to impose fines on Americans who can hardly find jobs to feed their children much more buy health insurance premiums that would not provide quality health care. This act does not address the plight of Medicaid beneficiaries who still have large copayments for medications not covered by their supplemental plans. Eye care is covered to a minimum; also dentures.

To be really affordable this act ought to establish more transparent methods for minorities in the society to access quality health care beyond the boundaries of health insurances. Americans pay taxes into the federal reserves. This money instead of being used to fund wars ought to be financing quality health care for all people in America. Rumors have been that America has the worst health care delivery system among developed nations in the world for this twenty-first century. Therefore, in reforming this act to accommodate the foregoing assumptions will be of great benefit to America.

Conclusion

Moral Responsibility of Governments to ProvideAffordable Health Care for all citizens

America has a long history of providing a health care system that is simply atrocious. It is the most stratified health care structure in the world. The affordable health care act makes this more obvious. Why should employers bear the burden of paying insurance premiums for employees? Do employees pay taxes and social security benefits to their employers? Employers pay taxes and social security to the federal as well.

Then, moral conscience should prevail in advancing removal of barriers to affordable health care services. People who have the best insurance coverage and can pay escalating unreasonable health care cost must not be only ones to access the best specialist. Patients’ treatment must not be terminated because they are out of coverage. How morally correct it is to allow people to die because they have no insurance to pay for health care?

These people are not illegal immigrants. They have made a contribution to the development of this society irrespective of their socio-economic status. Then, by right of moral conscience government ought to provide free health care. Instead assisted suicide laws are passed to reduce health care expenditure. Rumors are that prisoners have better health care than taxer payers whose money is financing the imprisonment venture. Even if conveners of the affordable health care act of America meant well, definitely an affordable health care act designed to promote affordable death in the midst of the best specialist; most sophisticated equipment and research techniques in the world is useless.

References

Affordable Health Care for America Act (2012).Division A, Title II, Subtitle F, Section 262, 111th Congress.